Before we get too excited, let's make sure we're all on the same page: a pre-approval is NOT the same as a mortgage approval. Here's the scoop:

7 Surprising Ways the BoC's Rate Cut Could Affect Your Mortgage

The Bank of Canada (BoC) just dropped the rate by 25 bps - FINALLY!!! This is a bit of relief for variable and adjustable rate mortgage holders, and I couldn't be more excited to share the news with you! 🎉

Let's chat about how this cut might shake things up for you as a homeowner or homebuyer. Just remember, we're looking at historical trends here, not crystal-ball predictions. #CrystalBallNotIncluded

As Canadians approach retirement, they often anticipate a shift - less work stress, more freedom, and cherished time with family. However, financial anxiety looms over many. Are their savings really enough to support their retirement dreams?

A down payment is one of the most essential aspects of every mortgage application and new home purchase. In Canada, home purchases require a minimum cash payment from your own funds that is put towards the purchase. This is your down payment and is considered your stake in the deal.

“You’re teaching them way too young,” joked the man next to me and my three girls at the bank machine; clearly he assumed we were taking out cash, and thought it would be funny to tease me about that. “No, man,” I teased back warmly; “I teach my girls to make deposits.”

While there are many different mortgage options out there, there is one type of mortgage available for seniors: a reverse mortgage. This article will be your comprehensive guide to reverse mortgages, what they bring to the table, and how they may be beneficial.

The number one question for any potential homebuyer or someone new to the mortgage process is “what does this process entail?”. The following is a simple outline to give you an idea of the process and help you understand what to expect as you embark on your home buying journey!

When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”.